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信贷政策作为央行调整微观经济发展的重要手段,在金融方面对区域产业结构调整起着十分关键的作用。区域产业结构在调整的过程中,一方面受益于信贷政策的支持;另一方面也会受到信贷政策的挑战。本文将基于晋城市的信贷政策与产业发展及调整状况的实证分析,来探讨信贷政策对区域产业结构调整的影响,并提出相关建议。
As an important means by which the central bank adjusts the development of micro economy, the credit policy plays a very crucial role in the adjustment of the regional industrial structure in terms of finance. In the process of adjustment, the regional industrial structure has benefited from the support of credit policies on one hand; on the other hand, it has also been challenged by credit policies. Based on the empirical analysis of Jincheng’s credit policy and industrial development and adjustment, this paper will discuss the impact of credit policy on the adjustment of regional industrial structure and put forward relevant suggestions.