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中小企业(包括国有中小企业、城镇集体企业、乡镇企业、私营企业和个体企业等)是我国国民经济的有机组成部分。在当前形势下,支持中小企业发展对促进经济增长,扩大就业等具有十分重要的意义。为进一步支持中小企业发展,商业银行和信用社要积极调整信贷结构,改进金融服务,加强信贷管理,把对中小企业的金融服务提高到一个新水平。为此,特提出以下意见:
SMEs (including state-owned SMEs, urban collective enterprises, township enterprises, private enterprises, and individual enterprises) are an integral part of China’s national economy. Under the current situation, supporting the development of SMEs is of great significance for promoting economic growth and expanding employment. To further support the development of SMEs, commercial banks and credit cooperatives should actively adjust the credit structure, improve financial services, strengthen credit management, and raise financial services to SMEs to a new level. To this end, we hereby make the following observations: