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经济社会下的各项事业都处于飞速发展的阶段,在这样的状态下,也迅速产生了一些新兴事物,小额信贷是为了促进经济发展和衍生出的一种信贷体系,它的主要对象是个人、小型企业以及农村的部分发展需要。小额信贷进入我国的时间并不长,整体的借贷过程还存在着一定的风险。本文探讨了小额信贷的发展现状,并深切地研究了小额信贷存在的风险,适当提出了部分的风险防范与管理策略。
All kinds of undertakings under the economic and social conditions are at a stage of rapid development. Under these circumstances, some emerging things rapidly emerged. The purpose of microfinance is to promote economic development and derive a kind of credit system. Its main target is Individuals, small businesses and rural development needs. Microfinance into China is not a long time, the overall lending process there are still some risks. This article explores the status quo of the development of microfinance and deeply studies the risks existing in microfinance, and puts forward some strategies for risk prevention and management.