长期以来,由于法律对法院及其他权力机构是否可以对开证申请人在信用证项下的开证保证金实施冻结和扣划缺乏明确规定,加之对开证保证金的性质在理解上有偏差,因此,法院、检察院、公安局等机构要求银行协助冻结和扣划开证申请人信用证项下保证金帐户的案件时有发生。这类案件的发生不仅干扰了信 For a long time, due to the law on the court and other authorities whether the issuing applicant under the letter of credit in the implementation of the freezing and debit of the implementation of the lack of clear provisions, in addition to the nature of the nature of the issuing card in understanding there is deviation, therefore , Courts, procuratorates, public security bureaus and other institutions require banks to assist in freezing and deducting bank accounts under the letter of credit applicant’s case occurred from time to time. The occurrence of such cases not only disrupts the letter