筹资模式是新型农村合作医疗制度建立和持续发展的根本。筹资主要涉及筹资的渠道、筹资的标准、筹资的方式、筹资的过程四个方面。新型农村合作医疗筹资所面临的问题和挑战是:基金总量不足;筹资可持续性令人担忧;筹资成本较高。因此,如何客观评估各方的经济承受能力,并随着社宕经济的发展,逐步提高基金总量;如何根据实际情况,合理确定筹资比例,是需要关注和研究的重点。 Financing model is the foundation of the establishment and sustainable development of new rural cooperative medical system. Funding mainly involves financing channels, standards of fund-raising, ways of fund-raising and fund-raising process. The problems and challenges in fundraising for new rural cooperative medical care are: insufficient fund base; worrisome financing sustainability; higher funding costs. Therefore, how to objectively evaluate the economic affordability of all parties and gradually increase the total fund size with the economic development of the social recession? How to rationally determine the proportion of fund-raising according to the actual situation is the focus that needs attention and research.