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本文考察了战后英国国家养老金体制的发展历史和动因。战后贝弗里奇养老金模式隐含了国家养老金贫困问题,撒切尔政府福利紧缩改善了财务状况,但加剧了养老金贫困问题。90年代来,英国工党政府和联合政府为解决这一问题进行了制度探索,最后通过国家附加养老金固定费率化、养老金个人账户与单一养老金等改革,较好解决了养老金贫困,形成了养老金责任分担机制。我国完善基础养老保险制度应借鉴这些经验教训。
This article examines the development history and motivation of post-war UK state pension system. The post-war Beveridge pensions implied the national pensions poverty, the Margaret Thatcher government welfare tightening had improved the financial status, but exacerbated the pensions poverty problem. In the 1990s, the British Labor government and the coalition government conducted an institutional exploration to solve this problem. Finally, the reform of the fixed-rate pension of the country with additional pensions, individual accounts of pensions and single pensions finally solved the problems of pensions, Formed a pension responsibility sharing mechanism. China’s basic pension insurance system should learn from these experiences and lessons.