论文部分内容阅读
也应调整“信贷员结构”章永怀目前，国有商业银行信贷资产质量呈下降趋势。究其原因，除国有企业效益下降这一外部因素外，很重要的内因就是我们在调整信贷结构中忽视按照商业银行运作要求调整“信贷员结构”。信贷员素质偏低，制约着商业银行信贷结构的调整。由于长期受...
Should also adjust the “loan officer structure” Zhang Yonghuai At present, the quality of state-owned commercial bank credit assets showed a downward trend. The reason, in addition to the external factors of the decline in the effectiveness of state-owned enterprises, the very important internal reason is that we ignore the credit structure adjustment in accordance with the requirements of the operation of commercial banks, “credit officer structure.” The low quality of loan officers restricts the adjustment of the credit structure of commercial banks. Due to long-term ...