互联网金融并非互联网和金融的形式叠加,从诞生之日起这两者就有着千丝万缕的联系。P2P网络借贷作为经典的互联网金融业态在颠覆行业创新中起到了重要的作用。未来该领域会以更迅猛的速度发生变革,会有哪些创新值得我们期待?互联网金融并非互联网和金融的形式叠加,这一概念似乎已经是共识。然而当我们去追溯金融的本质,去思索互 Internet finance is not a form of Internet and financial superposition, from the date of birth, the two are inextricably linked. P2P network lending has played an important role in subverting industry innovation as a classic Internet financial format. In the future, the field will change at a more rapid pace. What innovations should we expect from it? The concept that Internet finance is not an overlap of the Internet and finance seems to have reached a consensus. However, when we go back to the essence of finance, we should think about each other