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“小企业如何实现大梦想呢?一句话是‘诚信为本’,还有一句话是‘创新为魂’。更进一步说,监管方面要尽快建立信用体系,将信用记录和信用评价汇总起来,方便金融机构对企业进行考察。”全国人大常委会原副委员长成思危在日前举行的第二届中国中小微企业投融资论坛上指出,目前社会上的确有一些银行对中小企业的支持不够,本身惜贷,贷给大的企业方便又节省成本,所以对小企业就有些忽视。但对于企业而言,抗风险能力不足、管理不规范等问题也是客观存在的。与此同时,为了解决中小企业融资的难题,使更多金融机构开始直接为中小企业服务,而为中小企业的融资与发展提供另一种可能。
“How can small businesses realize big dreams? One word is ’good faith’ and another is ’innovation is soul.’ Furthermore, the regulatory authorities need to establish a credit system as soon as possible to bring together credit records and credit ratings To facilitate the financial institutions to inspect the enterprises. ”Cheng Siwei, former vice chairman of the NPC Standing Committee, pointed out at the 2nd China Small and Medium-sized Micro-Enterprise Investment and Financing Forum recently that there are indeed some banks in the society that are interested in small and medium-sized enterprises Not enough support, their own looting, lending large enterprises convenience and cost savings, so some of the small businesses to ignore. However, for enterprises, the problems of lack of anti-risk capability and non-standard management are also objective. In the meantime, in order to solve the problem of SME financing, more financial institutions will start providing services directly to SMEs and provide another possibility for the financing and development of SMEs.