当前信贷支农资金供不应求,农民贷款难问题仍为严重制约农村经济发展的“瓶颈”,农村资金大量“失血外逃”,农民调整产业结构缺资金、农民发展致富项目缺资金、农民生活消费缺资金等现象相当普遍,农民贷款难问题相当突出,应引起我们的关注和深思。农民贷款难问题的主要表现一、 At present, there is a shortage of credit funds for supporting agriculture. The problem of peasants’ loans is still a “bottleneck” that seriously restricts the development of rural economy. There are a large number of “capital outflows” in rural areas, farmers lacking funds to adjust industrial structure, farmers lack funds for developing rich projects, This phenomenon is quite common. The problem of peasant loans is quite outstanding, which should arouse our attention and reflection. The main performance of peasant loans difficult One,