随着老龄化社会的到来和公共养老金支付压力的增加,在20世纪60、70年代越来越多的国家开始了养老保障体系改革,强化和建立了补充养老保险制度,形成了多支柱养老保障体系。第一支柱是公共养老保障,由国家法律强制加入,保障层次较低,覆盖合格的居民或公民,通过养老保障税或缴费的 With the advent of an aging society and increasing pressure on public pensions, more and more countries in the 1960s and 1970s started the reform of the pension system, strengthened and established a supplementary pension insurance system, and formed a multi-pillar pension system Security System. The first pillar is public pension security, which is compulsory by national law and has a low level of protection and covers qualified residents or citizens. Through the pension insurance or contribution