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1.按照《证券公司股票质押贷款管理办法》规定,给证券公司融资贷款,质押的比例是60%,并设置相应的警戒线与平仓线,而且还对质押贷款的股票作了种种限制。这为银行最大限度地回避市场风险提供了保障。2.给证券公司贷款属于银行拓展的新业务领域,但由于借款人有业绩优良、流动性好的股票作质押,风险较小。只要抓住有利时机,积极开展业务,就会给银行带来新的利润增长点,获取最大
1. Pursuant to the Measures for the Administration of Stock Mortgage Loan for Securities Companies, the proportion of loans pledged to securities companies is 60%, and corresponding warning lines and liquidation lines are set, and restrictions on the pledged shares are also imposed. This provides the guarantee for banks to avoid market risks to the maximum extent possible. 2. Loans to securities companies are new business areas for bank expansion. However, as borrowers have pledged stocks with good performance and liquidity, the risks are small. As long as we seize the favorable opportunity and actively carry out business, we will bring new profit growth points to the banks to obtain the maximum