尽管在我国对推行储蓄实名制存有诸多的非议，虽然有关方面对其仍有不少的疑虑，但储蓄实名制作为金融改革的重要举措之一，己由中国人民银行报经国务院审批，不久将在全国全面施行。储蓄实名制，实施的时机已经成熟所谓储蓄实名制，是指个人或法人与金融机构往来时必须用真实 Although there are still many criticisms about the implementation of the real name deposit system in our country, although there are still many doubts about it, the real name deposit system, one of the important measures for financial reform, has been submitted to the State Council for approval by the People’s Bank of China The full implementation of the country. Saving the real name system, the timing of the implementation has matured The so-called savings real-name system, refers to individuals or legal persons and financial institutions must use real