随着机动车的普及,交通事故的频发逐步成为社会问题,在此背景下,日本于1955年建立了机动车第三者责任险(以下简称三者险)制度,旨在保护受害人的利益,并遏制交通事故的发生。三者险由日本金融厅监管,但因与交通行政等密切相关,金融厅对其办理各种行政手续时,需征得国土交通省的? With the popularization of motor vehicles, the frequent traffic accidents gradually become social problems. Against this background, Japan established the system of third party liability insurance (hereinafter referred to as the “three risks”) for motor vehicles in 1955 to protect the victims Interests, and curb traffic accidents. The three risks are supervised by the Japan Financial Services Agency. However, due to the close connection with the traffic administration and other issues, the Financial Services Agency needs to obtain the Ministry of Land, Infrastructure, Transport and Tourism in handling various administrative procedures.