中小微企业贷款难,银行难贷款的现象,是社会各界一直关心的热点、难点话题,虽然政府和金融机构已经作出了很多的努力,但从目前看,这一问题尚未得到根本解决。在县域信用体系中,这只“看不见的手”牵出的种种深层次矛盾,不论是企业还是银行都 It is a hot topic and a difficult topic that all circles of society have been concerned about all the time. Although many efforts have been made by the government and financial institutions, as of now, this issue has not yet been fundamentally solved yet. In the county credit system, this “invisible hand ” pulled out a variety of deep-seated contradictions, both businesses and banks are