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在国外,关于众筹融资的发展已经较为成熟。在国内,由于认知度不高,其发展呈现出不均衡态势。从形式上而言,与发展较为成熟的第三方支付和P2P网贷不同,作为一种全新的互联网金融模式,因具有多样性、门槛低、注重创意等特点在国外受到广大欢迎与支持,特别是对于促进中小企业的发展有着积极意义。本文主要从众筹融资的概念为切入点剖析其整个的发展历程以及相关监管措施。
Abroad, the development of crowdfunding financing has become more mature. In China, due to its low level of recognition, its development has shown an uneven situation. Formally speaking, unlike the more developed third-party payment and P2P network loans, as a new type of Internet financial model, it has been widely welcomed and supported abroad due to its characteristics of diversity, low threshold and creativity, etc. It is of positive significance for promoting the development of small and medium-sized enterprises. This article mainly from the concept of crowdfunding financing as an entry point to analyze the entire course of development and related regulatory measures.