小刘是某银行财富中心的财富经理,主要工作就是帮别人理财。让我们来看看他自己是如何理财的。5年前刚参加工作时,小刘还没有理财的概念,每月工资花剩下的就存在银行里,拿到一点点利息。后来,他觉得自己花钱太没有计划性,一年下来并没有太多节余,于是制定消费计划,每月强制自己储蓄一定的比例。这样一年下来,小刘发现效果颇佳。 Liu is the wealth manager of a bank wealth center, the main job is to help others financial management. Let’s see how he manages his money. When he first joined the work five years ago, Xiao Liu still has no concept of financial management. The remaining monthly salary is spent in the bank and receives a small amount of interest. Later, he felt himself too unplanned to spend money, not a year too much savings, so the development of consumer plans, a monthly compulsion to save a certain percentage. This year down, Liu found quite good results.