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上海市个人住房贷款占比持续攀升,房地产贷款在贷款总量中所占比例不断提高,各商业银行信贷结构趋同明显。房地产市场风 险有可能转变为银行信贷风险
The proportion of individual housing loans in Shanghai continued to rise, and the proportion of real estate loans in the total loans continued to increase. The credit structure of commercial banks showed a clear convergence. Real estate market risk may be transformed into bank credit risk