论文部分内容阅读
要丰富投资者类型,加快资产证券化一级、二级市场的开发,尽快开发对市场投资者和潜在投资者存在吸引力的证券化产品,建立富有效率的供求机制美国资产证券化发展历程第一,市场准备阶段。1929~1933年的经济大萧条使得美国失业人口急剧增加。人们无法按时偿还住房贷款,引发房价持续下跌,使得11000多家银行(主要是中小型的)和储贷协会破产。美国政府开始组建一些具有政府背景的组织机构,并为其提供资金来源。同时,相应举措还有建立保险机制、改变抵押贷
It is necessary to enrich the types of investors, speed up the development of primary and secondary markets for asset securitization, develop securitized products attractive to market investors and potential investors as soon as possible, and establish an efficient supply and demand mechanism. The course of asset securitization in the United States First, the market preparation stage. The Great Depression of 1929-1933 caused the number of unemployed in the United States to increase sharply. The inability of people to repay their home loans on time triggered a steady decline in house prices, leaving more than 11,000 banks, mostly small and medium-sized, and savings and loan associations bankrupted. The U.S. government started to set up some government-backed organizations and provide them with funding sources. At the same time, the corresponding measures also have to establish insurance mechanisms to change the mortgage