随着《社会保险法》颁布实施,社会保险覆盖范围以立法的形式固定下来,但是在社会保险扩面工作中,乡镇企业特别是乡镇中小企业参加社会保险难度很大,不利于社会保险事业的发展和乡镇企业工人权益的维护,需要采取有效措施加以解决。原因一是企业经济基础薄弱,无力缴纳社会保险费。分布于乡镇驻地或农村的中小企业,大部分是上世纪八、九十年代由乡镇政府和各行政村迅速发展起来的,后改制为私营企业或股份制企业,还有相当一部分是近几年发展起来的小型加工企业,家庭作 With the promulgation and implementation of the Law on Social Insurance, the coverage of social insurance is fixed in the form of legislation. However, it is very difficult for township enterprises, especially township and town small and medium-sized enterprises, to participate in social insurance in the expansion of social insurance, which is not conducive to the development of social insurance. And the protection of workers’ rights and interests in township enterprises need to take effective measures to solve them. One reason is the weak economic base of enterprises, unable to pay social insurance premiums. Most of the small and medium-sized enterprises distributed in the township or rural areas were developed rapidly by township governments and administrative villages in the 1980s and 1990s and then transformed into private-owned or joint-stock enterprises. A considerable part of them are also developed in recent years Small processing enterprises, families make