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改革开放以来,随着社会主义市场经济制度在我国的建立,中小企业遍地开花,虽不比国有大型企业强大,但它在国民经济中仍然占有重要地位,有着活跃和繁荣市场、增加税收、促进就业的作用。但一直以来有一个很大的问题困扰着中小企业,这就是中小企业融资问题,没有资金寸步难行,融资难一直阻碍着中小企业的发展,进而限制了我国经济的发展速度。本文就针对中小企业融资难问题进行分析并提出一些对策,希望能有助于中小企业的发展,有利于国民经济的提高。
Since the reform and opening up, with the establishment of a socialist market economic system in our country, small and medium-sized enterprises have flourished everywhere. Although they are not as powerful as state-owned large enterprises, they still occupy an important position in the national economy. They have an active and prosperous market, increase taxes and promote employment effect. However, there has always been a big problem plaguing SMEs. This is the issue of SME financing. Without funding, difficulties in financing have been hindering the development of SMEs and thus limiting the pace of economic development in our country. This paper analyzes the SME financing difficulties and puts forward some countermeasures, hoping to contribute to the development of SMEs, which will benefit the improvement of the national economy.