家庭养老服务主要指家庭老人因病或年老体弱丧失独立生活能力而需要别人的看护和照料。现在，国家十分注重农民和职工的养老问题，积极推行养老保险制度，但这只解决了晚年有比较稳定的生活来源。我们通过调查和思考，不难发现未来社会对广大的普通家庭来说老年人养老之忧主要 Home care services mainly refer to the care and attention of the elderly in need of others due to their loss of independent living capacity due to illness or old age and infirmity. At present, the state attaches great importance to the pension of peasants and workers and actively promotes the pension insurance system, but this only solves the relatively stable source of living in old age. Through our investigation and reflection, we can easily find out that the main reason that the future society cares for the elderly for the general average family is mainly