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农业保险是创新财政支农方式、完善财政金融宏观调控措施的重要手段,也是国家取消农业税实施粮食补贴后的又一惠农政策。通过农业保险政策的实施,有效化解了重大农业灾害给财政造成的负担,但由于农业保险这一政策实施时间不长,且处在探索完善阶段,仍存不少矛盾和问题。如何使农业保险确实发挥保护农业、促进民生的作用,值得我们思考和研究。
Agricultural insurance is an important means of innovating the way of supporting agriculture with finance and improving the macroscopic regulation and control measures of the financial finance. It is also another policy of benefiting the peasants after the state has canceled the agricultural tax and implemented grain subsidies. Through the implementation of the agricultural insurance policy, the financial burden caused by major agricultural disasters has been effectively resolved. However, due to the fact that the policy of agricultural insurance is not implemented for a long time and is under exploration and improvement, many contradictions and problems remain. How to make agricultural insurance really play the role of protecting agriculture and promoting people’s livelihood is worth our thinking and research.