目前,已有部分城市的银行在市内对公结算业务中,实现了微机网络化,使在市内不同办事处开户企业之间的结算业务,由原来2—3天,缩短至只需6秒钟,大大提高了企事业单位的资金利用率。但是,现代化的结算手段,还必须有科学的运用方法。那么,企事业单位财会人员如何才能利用银行微机网络来缩短自己的收款入帐时间呢? 第一,要了解用微机网络结算与过去的结算办法有什么不同。过去的办法是:付款单位开户银行在收到转来的支票后,经过核对印鉴,记入付款单位的帐户,然后用人工将结算凭证传递给收款单位开户行,收款单位开户行经过分检,记入收款单位帐户。网络结算的过程是:付款单位开户行在验对印鉴后,同时记入收、付单位两家的 At present, the banks of some cities in the city have realized the networking of computers in public clearing operations in the city, which has reduced the number of settlement services between companies that have opened accounts in different offices in the city from 2-3 days to only 6 years. Second, greatly increased the capital utilization rate of enterprises and institutions. However, modern means of settlement must also be scientifically applied. Then, how can the financial and accounting personnel of enterprises and institutions use the bank’s microcomputer network to shorten their collection time? First, we must understand how the use of computer network settlement is different from the past settlement methods. The past method was: After receiving the transferred check, the issuing bank of the payment unit passed the checking seal and recorded it into the account of the payment unit, and then handed the settlement voucher to the account-keeping unit account bank. The receiving bank of the receiving unit passed the Check, credited to the receiving unit account. The process of network settlement is as follows: After the issuing bank of the paying entity checks the seal, it also records both the receiving and paying units.