一、县域金融机构存贷比过低。古浪县域金融机构的新增存款大部分作为同业存款上存,导致县域金融机构存贷比(贷款余额占存款余额的比例)过低,信贷资金“农村支援城市”现象日益严重。据 First, the deposit and lending ratio of county financial institutions is too low. Most of Gulang County’s new deposits of financial institutions are kept as interbank deposits, resulting in the loan-to-deposit ratio (the ratio of loan balance to the deposit balance) of the financial institutions in the county is too low, and the credit funds “rural supporting cities ” are becoming increasingly serious. according to