随着我国市场经济的深化和经济体制改革的深入,由于我国国情影响,中小企业已经是我国国民经济体系中不可或缺的力量。所以,中小企业的有序发展已经不仅仅是企业发展与否的问题,也涉及到国计民生。同时我们也注意到中小企业在创新能力,管理结构上存在着诸多不足,而融资难,已经成为制约中小企业发展的首要问题。这里面既有企业自身原因,也有外部环境原因,因此需要进一步完善各方体系以促进解决中小企业融资难的困境。 With the deepening of China’s market economy and the deepening of economic reform, as a result of China’s national conditions, SMEs are already an indispensable force in the national economy of our country. Therefore, the orderly development of small and medium-sized enterprises has not only the question of the development of enterprises, but also the national economy and the people’s livelihood. At the same time, we also noticed that SMEs have many deficiencies in innovation capability and management structure. Financing difficulties have become the most important issue restricting the development of SMEs. There are both the enterprise’s own reasons as well as the external environment. Therefore, it is necessary to further perfect the system of all parties so as to promote the solution to the financing difficulties of SMEs.