在现代经济生活中,消费信贷是一个有力的金融杠杆,它可以拉动我国内需,推动我国国民经济持续、健康的发展。但是随着消费信贷的不断发展,我们可以发现其中还有很多的限制性因素。本文将主要对我国消费信贷发展的限制性因素加以分析并提出一些解决途径。 In modern economic life, consumer credit is a powerful financial lever. It can boost domestic demand in our country and promote the sustained and healthy development of our national economy. However, with the continuous development of consumer credit, we can find many restrictive factors among them. This article will mainly analyze the restrictive factors of the development of consumer credit in our country and put forward some solutions.