“铁路的规章,银行的制度”是多年来人们对银行工作作风的赞誉,也是银行业务严字当头的写照。可是银行经营过程中不可避免地会出现信贷风险,投资风险、结算风险等,其中银行结算风险更是险中之重。 所谓银行结算风险是指银行在办理各项结算业务过程中可能出现的资金损失,包括汇票业务风险,承兑及贴现业务风险,信用卡业务风险,汇兑业务风险,支票业务风险等。为了能遵循商 The “Regulations on Railways, the System of Banks” are the acclaims of the people over the years in the style of bank work and the portrayal of the serious word of bank banking. However, credit risk, investment risk and settlement risk will inevitably occur in the course of bank operation, of which bank settlement risk is even more dangerous. The so-called bank settlement risk refers to the possible loss of funds that the bank may have in handling various settlement businesses, including the draft business risk, acceptance and discount business risk, credit card business risk, exchange business risk and check business risk. In order to be able to follow the business