抵押贷款业务在具体操作过程中出现的问题很多,其中,贷款抵押欺诈行为是较普遍突出的一种。具体表现大致有以下几种: 虚设抵押。这类抵押仅由借贷双方签订抵押协议,未对抵押物登记造册,未将抵押物的有关产权证明交抵押权人保管。当借贷双方产生诉讼,抵押权人要求变卖抵押物优先受偿时,才发现抵押人没有该项财产,双方所签订的抵押协议为虚设。例 There are many problems in the operation of mortgage loan business. Among them, loan mortgage fraud is a more common one. The specific performance of the following general: Fictitious mortgage. Such mortgages only signed by the borrower and the mortgage agreement, did not register the collateral, not the property of proof of property mortgaged to the custodian. When both the borrower and the lender have a lawsuit, and the mortgagee demands that the mortgaged property be repayable with priority, the mortgagor finds that the mortgagor does not have the property and the mortgage agreement signed by both parties is fictitious. example