机动车辆的事故风险是客观存在的,它直接表现为车主的经济损失,甚至是人身的伤亡。而投保机动车辆保险是风险转移的最佳途径,通过投保此除种能基本上将各种原因造成的不确定损失转化为固定费用,列入成本,一旦发生损失,能及时得到保险公司的补偿。 保险公司承保的机动车辆,需经交警部门年审合格。在一般情况下, Motor vehicle accident risk is an objective reality, which directly manifests itself as the economic loss of the owner and even personal casualties. The insured motor vehicle insurance is the best way to transfer the risk. By insuring the debts, the uncertain losses caused by various reasons can be basically converted into the fixed costs. If the loss occurs, the insurer can get the compensation in time . Motor vehicles underwriting insurance companies, subject to the annual traffic police department qualified. under normal circumstances,