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国家助学贷款,是为解决家庭经济困难的大学生付不起学费以及生活费而发放的一种财政贴息的贷款,是国家运用经济手段资助贫困大学生顺利完成学业的一种重要形式。然而,在具体实施过程中,国家助学贷款也暴力了不少问题,本文对当前国家助学贷款存在的问题进行了总结,并提出了解决这些问题的建议。
The national student loan is a financial interest-subsidized loan that is paid by college students who can not afford to pay school fees and living expenses for families with financial difficulties. It is also an important form for the state to use financial means to help poor college students successfully complete their studies. However, during the process of implementation, the national student loan has also violently caused a lot of problems. This article summarizes the existing problems of the national student loan and puts forward some suggestions to solve these problems.