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在即将加入WTO的前夕,如何正确分析县级农行信贷风险的成因,并提出相应的对策,意义十分重要。一、成因剖析1.政策性和行政干预因素。农业银行信贷业务长期定位在农村,客户群体较差,使农业银行的信贷业务存在较大的风险。近几年来,农业银行虽已按商业银行要求进行新贷款运行。但是,长期形
On the eve of imminent accession to the WTO, it is of great significance how to correctly analyze the causes of credit risk at county-level ABC and put forward corresponding countermeasures. First, the causes of analysis 1. Policy and administrative interventions. Agricultural Bank of credit long-term positioning in rural areas, the customer base is poor, so that the credit business of Agricultural Bank there is a greater risk. In recent years, although ABC has requested new loans from commercial banks, However, the long-term shape