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国家助学贷款在资助经济困难学生学习中发挥了越来越重要的作用,无论是从国家助学贷款制度本身,还是从大学生贷还款的实际情况来看,建立大学生信用制度是国家助学贷款健康推行的制度保障,势在必行。大学生信用制度建设是一项复杂工程,加强大学生的信用意识教育,加快完善大学生助学贷款的法制建设,建立和完善大学生个人信用档案和信用评价体系,建立覆盖全社会的大学生个人信用联合征询系统是大学生信用制度建设的重要内容。
The national student loan has played an increasingly important role in the financial aid for students studying in financial difficulties. Whether it is from the national student loan system or from the loan repayment of college students, the establishment of a college student credit system is a national student aid It is imperative to ensure the healthy implementation of loans. The construction of college student credit system is a complicated project to strengthen the college students’ credit awareness education, speed up the improvement of the legal system of student loans, establish and improve the personal credit files and credit evaluation system of college students, and establish a universal personal credit consultation system It is an important part of the construction of college student credit system.