自国家确定将住宅产业作为国民经济新的增长点，并且伴随着住房制度改革的不断深化，住房分配货币化开始启动。特别是１９９８年人民银行允许各商业银行办理个人住房贷款业务以来，全国各地，个人住房贷款业务呈现出迅猛发展的势头。在新的形势下，原有的一些思维观念和业... Since the state decided to use the housing industry as a new growth point of the national economy and with the continuous deepening of housing reform, the monetization of housing allocation started. Especially since the People’s Bank of China approved commercial banks to handle personal housing loans in 1998, the home and individual personal housing loan business in the country has shown a momentum of rapid development. In the new situation, some of the original ideas and industry ...