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中小企业融资难是一个世界性的问题。如果说西方国家中小企业融资难是一种单纯的经济运行过程中的问题,那么我国中小企业融资难则是社会经济运行环境和经济金融体制改革滞后综合作用的结果。
SME financing is a worldwide problem. If it is difficult to finance SMEs in Western countries, it is a simple economic operation, so the financing difficulty of SMEs in our country is the result of lag and comprehensive effect of social and economic environment and economic and financial system reform.