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目前,我国意外险的年费率标准是3‰左右,以此标准计算的航意险执行的费率为0.1‰;在国外,意外险的费率在1‰左右,依此类推,有业内人士预言航意险约有2/3的降价空间。
At present, the annual rate standard of China’s accident insurance is about 3 ‰, and the rate of the implementation of this scheme is 0.1 ‰. In other countries, the rate of accident insurance is about 1 ‰, and so on. People predict the navigation risk of about 2/3 of the price cuts.