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贷审工作作为信贷决策前的关键一环,是一项时效性很强的工作。农发行湖南省分行近年来不断优化和统一办贷标准,高度重视限时办结,效能建设成效初露端倪。笔者结合农发行湖南省分行实际,分析影响贷审效率的因素,并提出对策。一、提升贷审效率带来的变化及存在问题2013年1至8月,该行累计召开贷审会24次,审议信贷事项173笔、152.45亿
Credit adjudication as a key pre-credit decision is a very time-efficient work. In recent years, the Hunan Branch of the Agricultural Development Bank has continuously optimized and unified the standard for handling loans, attached great importance to ending the operation within a time limit, and the effectiveness of the construction of the performance has taken shape. Based on the actual situation of Hunan Branch of Agricultural Development Bank, the author analyzes the factors that affect the efficiency of loan review and puts forward countermeasures. I. Improvements in the Efficiency of Loan Adjudication and Existing Problems From January to August 2013, the bank held a total of 24 credit adjudication meetings and reviewed 173 credit issues and 15.245 billion yuan