社会统筹与个人账户相结合是我国城镇职工基本医疗保险制度改革模式设计的核心。个人账户怎样建立,如何管理,对于医疗保险制度改革的顺利实施和健康运行至关重要。潍坊市在这一领域进行了有益的探索,收到了较好效果。一、个人账户的建立基本医疗保险制度改革要求,基本医疗保险 The combination of social pooling and personal accounts is the core of designing the reform mode of basic medical insurance for urban workers in our country. How to set up personal accounts and how to manage them is very important to the smooth implementation and healthy operation of the medical insurance system reform. Weifang City in this area for a useful exploration, received good results. First, the establishment of personal accounts Basic medical insurance system reform requirements, basic medical insurance