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“金融创新会导致泡沫的产生,因而泡沫是不可避免的。解决金融问题的方法就是拥有更多的资本,如果你有了30%的资本资产,就可以忍受大量的错误。”金融创新某种程度上讲是好事,但又是坏事。普通的创新,也会造成资源滥用。泡沫是不可避免的,但可以提前进行预测。解决金融问题的方法,就是拥有更多的资本。有一种观点,将可转换资本和证券进行结合,一旦资本资产占到30%,就可以忍受大量的错误。有很多错误导致了2008年金融危机的发生。但对于制度的剩余部分来说,无需卷入这些错误造成的麻烦。这些错误让各个机构股东遭遇了痛苦,但债权人和纳税者却未受影响。我们
“Financial innovation can lead to a bubble, so a bubble is inevitable. The solution to a financial problem is to have more capital, and you can endure a lot of mistakes if you have 30% of your capital assets.” "Financial innovation To some extent, it is a good thing, but it is a bad thing. Ordinary innovation, but also cause abuse of resources. Bubbles are inevitable, but predictions can be made in advance. The solution to the financial problem is to have more capital. In one view, the combination of convertible capital and securities, once the capital assets account for 30%, can put a lot of mistakes. Many mistakes led to the 2008 financial crisis. But for the rest of the system, there’s no need to get involved in the hassles of these errors. These mistakes have afflicted shareholders in all agencies, but creditors and taxpayers have not been affected. we