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为了切实解决农民贷款时抵押担保难以落实且费用昂贵、手续繁琐等“贷款难”问题，更好地促进当地经济发展，１９９９年底，福建省闽侯县农村信用联社在雪峰村建立了全县第一个农户贷款担保基金，并进行了大胆尝试。通过近三年的运作，该担保基金为加大支农信贷投入，支持雪峰?
In order to effectively solve the problem of “loan difficult” when it is difficult to implement the mortgage guarantee for peasants’ loans, which is expensive, complicated procedures and so on, so as to better promote the local economic development. At the end of 1999, Fujian Minhou County Rural Credit Union established the county in Xuefeng Village The first farmers loan guarantee fund, and a bold attempt. Through nearly three years of operation, the guarantee fund to increase agricultural credit input, support Xuefeng?