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中国老太太与美国老太太在天堂会面,中国老太太说我辛苦一辈子,终于挣足钱买了自己的房子;美国老太太说,我辛苦一辈子终于把房屋贷款还完了。于是按揭贷款购房居住成为住房消费的潮流。最近美国老太太又一次登陆中国,申请了一项“住房反向抵押贷款”,把自己的住房抵押给银行,每月多了几千美元收入,她就潇洒地到各地去旅游了。而银行则要一直等到她去世后,才会收回这套住房……美国的“以房养老”模式准备PK中国传统的“养儿防老”模式,这次她能成功吗?中国的老人们能像她那样潇洒吗?在我国老龄化形势严峻的背景下,以房养老”的话题一经提出就立刻引起广泛关注。2050年左右,我国老年人口总量将超过4亿,每10人中将有3个老人。仅从数字推断,以房养老”值得推广。但新事物的出现,往往都面临着诸多问题,特别是在中国国情之下,以房养老”能否变为现实?
The Chinese lady and the American lady met in heaven. The Chinese lady said that I worked hard for my whole life and finally bought my own house. The American lady said that I finally finished my mortgage loan for the rest of my life. So mortgage loans to live as a housing purchase consumer trends. Recently, the old American lady landed in China again and applied for a “reverse mortgage loan for housing”. She mortgaged her home to the bank and spent several thousand dollars a month on her income. She traveled fondly to various places. The bank will have to wait until after her death before it will recover the housing ...... The United States of America “housing pension” model PK China’s traditional “child care anti-aging” model, this time she can succeed? China’s elderly can As her graceful? In the context of the grim situation of aging in our country, the issue of “housing for the aged” was immediately aroused widespread concern around 2050, the total population of China’s elderly population will exceed 400 million, every 10 people will have Only three figures are inferred from the figures and it is worth promoting. However, the emergence of new things are often faced with many problems, especially under the national conditions in China, housing pension "can become a reality?