引言根据《担保法》第193条“抵押物的价值下降时的抵押权人的请求权”设定了全方位的规定,也就是“抵押权设定人的行为有可能降低抵押物的价值时,抵押权人拥有使抵押权设定人停止此行为的权利。抵押物价值下降时,抵押权人拥有权利来请求恢复抵押物价值或者提供相当于抵押物下降时的价值的担保。抵押权设定人如果没有回恢复抵押物价值并且也没有提供担保的话,抵押权人便有权利提前向债务人提出清偿债务”。 INTRODUCTION According to Article 193 of the Guarantee Law, “the right of a mortgagee at the time of the diminution of the value of a collateral” sets a comprehensive set of rules that “the hypothecation of a mortgagee may reduce the amount of collateral , The mortgagee has the right to stop the mortgagee from setting it down.When the value of the collateral drops, the mortgagee has the right to request the restoration of the value of the collateral or provide a guarantee equivalent to the value at the time of the collateral drop. The mortgagee has the right to repay the debt to the debtor in advance if he / she has not recovered the value of the repossession and has not provided the guarantee. ”