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化解银行不良信贷资产的几点建议人民银行新安县支行张松文(一)强化银行效益观念。一是明确国有商业银行的企业性质,并充分认识到信贷资产质量的高低是直接影响银行经济效益,事关银行生存和发展大局的大事,要始终遵循资金来源制约资金运用的原则,用最小的投入来达到...
Suggestions on resolving the bank ’s bad credit assets Zhang Songwen, Xin’an County Branch of the People’ s Bank of China (1) Strengthening the concept of bank efficiency. First, we must clarify the nature of the state-owned commercial banks and fully understand that the quality of credit assets is a direct impact on the bank’s economic efficiency, which is crucial to the overall survival and development of the bank. We must follow the principle of using funds to restrict the use of funds, Put in to achieve ...