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今年1-6月期间,农业发展银行在人民银行和农业银行的支持配合下,积极调度、调剂资金,保证了跨年度粮棉油收购及调销、储备工作的进行。同时,从3月10日至5月底,农业发展银行与农业银行之间的业务划转资金的清算工作以及95年新增的农行为农发行垫款的第二次清算已基本完成,理顺了农、发两行的资金往来关系。我行已正式下达了农业发展银行1995年的年度信贷计划及上半年贷款限额。经过半年的调整运营,全国农发行已逐步建立起较为完善的资金计划管理体系,信贷收支运行良好,创造了良好的开端。到六月末,全国(不含上海、深圳,下同)各项贷款余额达3457.76亿元,比上月上升97.82亿元,是进入本年度中第一个开始上升的月份,比年初下降54.84亿元,各项存款余额132.84亿元,比上月增加1.03亿元,比年初减少55.71亿元,收支相抵后净投放0.87亿元。1-6月信贷投放的特点是:1.企事业存款上升幅度较小,上升势头尤存。今年3月底,由于收购企业支付利息、多头开户、流动资金紧张等因素的影响,企业存款比年初下降额猛增到
From January to June this year, with the support and cooperation from the People’s Bank of China and Agricultural Bank of China, the Agricultural Development Bank actively dispatched and adjusted funds to ensure the acquisition, cancellation and reserve of grain and cotton across the year. At the same time, from March 10 to the end of May, the liquidation of the transferred funds between Agricultural Development Bank and Agricultural Bank of China and the second liquidation of the Agricultural Bank of China’s Agricultural Advancement Advancement, which was added in 1995, have been basically completed and rationalized The agriculture, the two lines of funding relations. The Bank has officially released the annual credit plan of Agricultural Development Bank in 1995 and the loan limit in the first half of this year. After six months of adjustment and operation, the national agricultural development bank has gradually established a relatively complete fund management system, and the credit balance has operated well and created a good start. As of the end of June, the loan balance of the whole country (excluding Shanghai and Shenzhen, the same below) reached 345.776 billion yuan, an increase of 9.78 billion yuan from the previous month. It was the first month of the year that this year saw an upward trend, a decrease of 5.484 billion yuan over the beginning of the year Over the previous month, an increase of 103 million yuan over the previous month, a decrease of 5.571 billion yuan over the beginning of the year, and a net investment of 87 million yuan after the balance of payments was reached. January-June credit is characterized by: 1. Enterprise deposits rose less, the upward trend in particular. The end of March this year, due to the acquisition of interest-bearing companies, long account, tight liquidity and other factors, corporate deposits dropped sharply from the beginning of the year to