2014年8月15日,赵某驾驶车辆发生交通事故,造成车辆损坏,赵某当场向投保的保险公司报案。2014年10月15日,赵某向保险公司索赔。保险公司以保险合同中存在“被保险人应当在交通管理部门出具事故认定书之日起10日内向保险人提供能够证明事故原因、性质、责任划分和损失确定的各种必要单证。否则,保险人有权拒绝赔偿。”的条款为由拒绝赔偿,双方为此发生纠纷,赵某找到街道调委会 August 15, 2014, Zhao driving a car accident, resulting in vehicle damage, Zhao on the spot to insure the insurance company. October 15, 2014, Zhao claims to the insurance company. The insurance company exists in the insurance contract “The insured person shall provide the insurer with all kinds of necessary documents that can prove the cause, nature, division of responsibilities and losses in the accident within 10 days from the day when the traffic management department issues the certificate of accident. , The insurer has the right to refuse compensation. ”The terms refuse to compensate, the two sides for this dispute, Zhao found the streets Commission