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周正毅事件后,央行发布《关于加强房地产信贷业务的通知》(以下简称通知),核心精神是防范金融风险,促进房地产金融健康发展,但因直接关系到开发商、商业银行及购房者个人的房贷事项,由此“一石激起千层浪”。 普通百姓:也许不总是望房兴叹 通知明确指出,重点支持中低收入家庭购买住房,对他们购买的自住用房按央行公布的利率执行,并且要求商业银行应进一步扩大个人住房贷款的覆盖面,扩大住房贷款的受益群体。这种规定将会有更
After the Zhou Zhengyi incident, the central bank issued the “Notice on Strengthening Real Estate Credit Business” (hereinafter referred to as the circular). The core spirit is to guard against financial risks and promote the healthy development of real estate finance. However, due to the direct involvement of developers, commercial banks and individual buyers Mortgage matters, which “a stone aroused Melaleuca waves.” Ordinary people: may not always look disappointed Clearly pointed out that the key support for low-income families to buy housing for their purchase of self-occupied housing according to the central bank announced interest rates to implement and require commercial banks should further expand the coverage of individual housing loans , Expand the beneficiary groups of housing loans. This rule will be even more