石油石化企业高风险、高投入的特点,使其必须研究最优化的风险应对方案。我国石油企业应该建立集中统一的保险风险管理模式,积极主动应对和管理风险,建立并运用好自保公司,并建设与国际石油公司的对标体系,取长补短。与国际上大型跨国石油公司的先进保险管理模式及保险策略相比,我们 The characteristics of high risk and high input of petroleum and petrochemical enterprises make it necessary to study the optimal risk response plan. China’s petroleum enterprises should establish a centralized and unified insurance risk management model, actively respond to and manage risks, establish and use self-protection companies, and establish benchmarking systems with international oil companies to complement each other’s strengths. Compared with the advanced insurance management model and insurance strategy of the major multinational oil companies in the world, we