对于有效需求不足,启动信贷消费无疑露出一丝曙光,然而,几年来,尤其是今年以来的市场信息显示,消费者对此反应平淡.原点市场公司的一项抽样调查结果更表明,与其说中国消费者尚不懂得“享受明天”,倒不如说他们对前景中的外生因素忧虑重重,这种忧患不仅仅是收入信心问题.事实上,信贷消费的市场障碍反映出中国消费市场的深层矛盾. However, in the past few years, especially in the market information since this year, consumers have reacted dullly.A sampling survey conducted by the origin market company shows that the consumption of Chinese goods Those who are not yet aware of “enjoying tomorrow” are less concerned about the exogenous factors in their outlook than just income confidence issues. In fact, the market barrier of credit consumption reflects the deep contradictions in China’s consumer market.