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随着棉花流通体制改革的深入,棉花购销价格已基本由市场形成。针对新情况,适时调整棉花信贷政策,实行“以销定贷、以效定贷”。同时针对农发行与棉花企业之间的特殊银企关系,实施“捆绑式”管理,增强渗透性。经过2000年一年的努力,棉花信贷管理初显成效。一、深化认识,增强信贷管理的责任感棉花产业地位的变化和棉花企业的性质及经营状况决定了棉花信贷管理的特殊性:一是棉花经营基本放开,主要由市场来配置
With the deepening of the cotton circulation system reform, the purchase and sale price of cotton has basically been formed by the market. In response to the new situation, timely adjust the cotton credit policy, the implementation of “to sell loans, to set a loan.” At the same time, we will implement “bundled” management and enhance the permeability of special bank-enterprise relations between ADB and cotton enterprises. After a year of efforts in 2000, cotton credit management started to show initial success. First, to deepen our understanding and enhance the responsibility of credit management Changes in the status of the cotton industry and the nature of cotton business and operating conditions determine the particularity of cotton credit management: First, the basic liberalization of cotton business, mainly by the market to configure