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中小企业融资难的问题普遍存在于世界各国,是始终困扰着金融理论界、实务界及政府决策部门和金融监管机构的世界性难题。中小企业融资难的问题与其在经济发展中所处的重要地位形成了鲜明对比。加快培育和建立科技银行,不但可以增加银行金融机构种类,有利于进一步健全银行金融机构体系,优化银行金融机构结构,而且科技银行提供的金融服务正好能契合、匹配和满足科技型中小企业特殊的融资需
The problem of SME financing is ubiquitous in all countries in the world. It is a worldwide problem that has plagued financial theory circles, practical circles, government decision-making departments and financial regulatory agencies. The problem of SME financing is in stark contrast to its important place in economic development. To speed up the cultivation and establishment of science and technology banks will not only increase the types of bank financial institutions, but also help to further improve the banking financial institution system and optimize the structure of banking financial institutions. Moreover, the financial services provided by science and technology banks are able to meet, match and satisfy the special needs of science and technology small and medium enterprises Financing needs